New launch – HDFC Diners Club Privilege

HDFC added a new card in Diners Club network. Diners Club Privilege !!
It’s one level below Diners Club black card.

Benefits:

  • Complimentary Amazon Prime, MMT Double black, Zomato Gold, Times Prime and BigBasket star memberships on an annual spend of Rs 5 Lakhs
  • Monthly Milestone Benefit –  One monthly voucher amongst Ola Select membership or BookMyShow or TataCLiQ worth Rs. 500 every month on spends of Rs. 40,000.
  • 12 Annual complimentary Airport lounge access for Primary and Add-On cardholders
  • Complimentary Golf Games  (2 per quarter)
  • 4 Reward Points for every Rs. 150 spent with 10X Rewards on select partners and 2X Rewards on dining (1 RP = 50 Paise)
  • Air Accident cover of Rs.1 crore
  • Lowest Forex markup of 1.99%

Fees and Charges:

Annual Membership fee – Rs. 2500 + GST. Fee waiver on spending 3L in 12 months.

Eligibility Criteria:

Salaried: Net Monthly Income > Rs 1 Lakh per month
Self Employed: ITR  > Rs 12 Lakhs per annum

Acceptability of the Diners Club card is increasing rapidly. Overall its good card.

Complimentary Club Marriott and Amazon prime membership with HDFC Diners Club Black.

Now you will get complimentary annual membership with a new HDFC diners club Black and Privilege card.

Complimentary Annual Memberships

  • Club Marriott
  • Forbes Digital subscription
  • Zomato Gold
  • Amazon Prime
  • MakeMyTrip Double Black
  • Times Prime

Monthly Milestone Benefit

You can select any 2 monthly vouchers worth Rs. 500 every month on spends of Rs. 80,000. This offer is available for existing cardholders also.

  • Ola Select Membership
  • BookMyShow vouchers
  • TataCLiQ vouchers

Annual Benefits:

Complimentary annual memberships can be availed upon achieving annual spend milestone of Rs 8 Lakhs at the time of Card Anniversary.

Existing HDFC Bank Diners Club Black customers can avail complimentary annual membership benefits by achieving annual spend milestone of Rs. 8 Lakhs at the time of card anniversary or Upgrading to a new HDFC Bank Diners Club Black Credit Card with joining/ renewal fees of Rs. 5000/- (After 1st December 2019)

Overall it is a very good addition to HDFC diners club black card.

New Launch – IndianOil HDFC Bank Credit Card

HDFC launched a new co-branded credit card with Indian Oil. It’s available in RuPay and Visa variant.

Benefits:

  • Get 5% of your spends as Fuel Points at IndianOil. Max 250 in the first 6 months, post which you can earn up to 150
  • Earn 5% of your Grocery spends as Fuel Points. (Max 100)
  • Earn 5% of your bill payments as Fuel Points. (Max 100)
  • Earn 1 Fuel Point for every Rs. 150
  • Enjoy 1% surcharge waiver when you buy fuel (Max 250 rs a month on min transaction of 400)
  • Zero liability on lost card

The Fuel Points you collect can be redeemed towards IndianOil XTRAREWARDSTM Points (XRP). 1 FP = 3 XRP; 1 XRP = Rs. 0.30.

Eligibility:

For Salaried: Net Monthly Income> Rs 12,000
For Self-employed : ITR > 2Lacs

Fees & Charges:

Joining/Renewal Membership Fee – Rs. 500 + GST. Waived on spends of Rs. 50,000 

New Launch – Standard Chartered DigiSmart Credit Card

Here is a new entry-level credit card from Standard Chartered for online shopping lovers.

Benefits:

  • 20% off at Myntra with no minimum spend. Maximum discount per transaction is INR 700 per cardholder per month.
  • 10% Off on Grofers with no minimum spends. Maximum discount of INR 1000 per calendar month.
  • 10% discount on Zomato with no minimum spends. Maximum 150 per transaction on Zomato App/website.
  • 15% cashback on Ola cabs. Maximum Cashback of INR 600 per calendar month.
  • Buy One Get One movie ticket free at inoxmovies.com. For shows on Saturdays and Sundays (weekend) in a calendar month. This benefit is available only twice in a calendar month, subject to a maximum discount of INR 200 per transaction.
  • Get up to 25% discount at yatra.

Fees & Charges:

  • Monthly fee of INR 49. waiver on spending 5000 in the previous month.

You can apply for this card online on the standard chartered website.

HDFC Diners 10X Rewards Update (Aug 2019)

Here is an update on the best reward program in the world.

10X on Partner Brands

  • Validity: 1st August to 31st December 2019
  • Affiliated Brands: Myntra, Swiggy, BookMyShow, PayZapp, Zoomcar, Godrej Nature’s Basket
  • Maximum cap: Diners Black – 25,000, Diners ClubMiles & Diners Premium – 5,000, Diners Rewardz – 2,000
  • Incremental 9X Rewards will be posted within 2 days from the date of settlement of the transaction.

PayZapp 10x confusion?

  • All transaction performed on PayZapp will come under diners 10x limit. (Insurance / rent pay / bill pay)
  • Transactions redirected to Smartbuy will come under smart buy 10x limit.
  • 10x points are applicable on payment via PayZapp wallet (e.g. BigBasket / Niki)
  • You won’t get points on using any code on PayZapp. (I used BILLPAY and not received 10x points)
  • PayZapp Wallet load is not eligible for 10X Rewards.

10x on SmartBuy

  • Validity: 1st to 31st August 2019
  • Maximum cap: 15,000 in a month for Diners Black and 5,000 for Diners ClubMiles, Diners Premium and Diners Rewardz Credit Cards.
  • Reward points will be posted within 90 working days

PayZapp is a great addition, getting 10x for rent payment is awesome!

NiYO Global Card

Recently my friend introduced to me with NiYO Global Card. Usually, I travel with a multi-currency card but this is INR card, which can be used globally (Including India) with No Mark-up fee and Best Exchange Rate.

Features & Benefits

  • No Forex Mark-up around the globe
  • Zero Issuance Fee
  • Zero ATM withdrawal Fee but the bank that the ATM belongs to might have their own fees
  • Load in INR via NEFT and use anywhere in the world across over 2 million VISA ATMs. (Cash load is not permitted)
  • Visa exchange rate globally. (~0.4-0.6% over google exchange rates)
  • Accessible across most POS and ATM networks.
  • Lock/Unlock/Block card via app
  • Track all transactions via app
  • Valid for 5 years

You can apply for this card online.

Spending limits:

The best thing about this card is INR load and use it globally, including India. This will work anywhere in the world where VISA cards are accepted.

NiYO is a fin-tech company founded in 2015 that offers digital banking solutions. This Card issued by DCB Bank.

Get 5X on your online spends on Regalia & Regalia First Cards.

Spend on your HDFC Bank Credit Card and Get 5X on your online spends on Regalia & Regalia First Cards.

Offer Details:

  • Duration : 17th Jul 2019  & 30th Sep 2019 (every calendar month).
  • Maintain a minimum of Spends of Rs 20,000 per calendar Month For Regalia, Rs 10,000 per calendar month for Regalia First, post which get additional 4x on all your online spends using your HDFC Bank regalia Credit card.
  • Fulfilment: 30th Dec 2019

JCB International partners with NPCI to launch RuPay JCB Global Cards

NPCI and JCB have launched Rupay JCB Global card. This card will work on every POS which accept RuPay(Domestic) and JCB (International).

Central Bank, PNB Bank, Andhra bank , Union Bank, City Union Bank, TJSB Sahakari Bank LTD, SBI will issue this debit card.

Benefits:

  • Enjoy free airport lounge access in China, Hong Kong, Korea, Singapore and Thailand, twice per year for each card (From January 1, 2019 to December 31, 2019).
  • Hawaii Wikiki Trolley for Free
  • Free Wi-Fi available at JCB PLAZA!

JCB PLAZA is an overseas service counter available at locations around the world. The JCB PLAZA staff will be happy to help you with making reservations at JCB merchants and to answer any questions you may have about your travels.

Rupay Debit cards are good. I am personally using RuPay Platinum Debit card.